You should cover damage to the building, as well as the contents and movable property, with a home insurance or home insurance. Home insurance covers the same as home insurance, but it does not cover the building. Home insurance is used when the policyholder does not own the building itself.
What is covered?
We can say there are two main coverage of the home insurance: One is full value insurance of the building. When you take out insurance, a form evaluation of the building is often done. This ends up in an insurance sum from which the premium is calculated.
On the other hand, if you do not have enough money in your account or do not want to completely empty your reserves, you can still use your credit card. If you choose to repay over a few months, it will cost you extra in interest expenses and fees. This can still be cheaper than taking out a consumer loan in your bank.
Many companies offer two main options. One standard cover, and one with extended cover. In addition, the companies operate with additional cover.
What you get in replacement is what it costs to repair the house
If the insurance sum is wrong, it does not matter what you get in compensation. But if the insurance sum is set too high, you pay too much in premium. In short, the price is determined by the standard and area of the house.
The other main coverage is the home insurance which is intended to cover the value of all movable property in the home. Here you are responsible for ensuring that you have the correct insurance coverage. If you insure too low, you risk not getting full compensation. The price is a direct function of the sum insured.